Frequently Asked Questions about Habitat for Humanity Argentina
What is an NGO?
Institutions within the nonprofit or independent sector are often referred to as nongovernmental organizations (NGOs).
NGOs are committed to addressing social needs and improving the human condition. Many NGOs recruit and engage volunteers for many of their activities and are led by volunteer boards; they place mission before profits; and they engage in activities, such that would be difficult or impossible for other organizations. By focusing on a specific mission and drawing on the passionate support of local communities and loyal volunteers, NGOs are able to address issues that organizations in other sectors cannot or will not. NGOs enjoy a unique independence in their service to the public.
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Where are funds obtained? How is HPHA financed?
HPHA is financed with funds donated by individuals, foundation trusts, organizations and entities, including companies.
Individual donors may be local or from abroad and their contributions are always managed by HPHA.
HPHA also receives "tithes" - a donation equivalent to 10% of the contributions received by other national organizations of Habitat for Humanity worldwide.
Does HPHA receive subsidies from the State?
HPHA works together with the State when practicable, but maintains its autonomy, thereby safeguarding its mission and principles.
We welcome government subsidies to help with projects. Currently we are expecting a Government subsidy for one project.
Does HPHA charge interest?
HPHA, based on Biblical principles, sustains a no-interest policy.
Loans include all expenses incurred in any housing project, with a small additional amount for administration costs. There is no interest charged. Loans are heavily subsidized in terms of the overhead costs of education and administration.
Does HPHA give houses away?
No, HPHA does not give houses away. Families must repay, in installments, the cost of their houses. HPHA also allocates a major part of its resources to community development programs through which it trains, educates and supports families before, during and after the completion of their housing projects.
Families mostly comply with their repayment installments, showing responsibility and commitment to our mission.
If a family does not pay, is the house taken away?
If a family fails to pay its installments, we assess all the possible options, and only if we consider there is no willingness to repay or cooperate with our proposals, then the mortgage is foreclosed.
We do this reluctantly and as a last resort because we know that there are other families who will take advantage of the opportunity we offer them to improve their housing situation.
How are families chosen?
We perform detailed studies on interested families who fulfill the criteria on which each project is based.
Together with the Selection Committee, made up of local volunteers and staff from the organization, we assess every case thoroughly and prioritize mainly according to the family's needs, with no discrimination whatsoever
Once selected, the family enters the HPHA program.
How much does a house or a housing solution cost?
Generally the cost of solving housing problems is approximately between 1,500 pesos and 65,000 pesos.
HPHA aims to assess the individual needs of each family, considering first the family's state of poverty. Our aim is to have in-depth knowledge of the socio-economic situation of each family coming to us for help. Once accepted we offer them long-term credits for help with housing, specifically adjusted to the needs of each family.
Since we offer a wide range of housing solutions, adjusted to the individual needs and the area where they live, it is impossible to determine one figure that could apply to each individual case.
Who designs the housing solutions? Why do designs vary?
Housing plans and improvements are designed exclusively for each individual project by a professional hired by the families (Architect, Engineer or Construction Foreman).
The professional works with HPHA to ensure that the proposed project fulfils certain quality standards and meets the needs of the families we serve.
What type of families does HPHA work with?
HPHA tries to reach families with the greatest needs
HPHA works with families who live under very poor conditions - in houses which have earthen floors, non-material walls, poor roofs, lack of sanitary facilities, unhealthy conditions, are overcrowded, etc. and who have no other way to obtain, or improve, their house - and who can afford up to $150 per month in repayments.
What makes HPHA housing costs cheaper?
Voluntary help from members of the community with labour (volunteers' brigades); help from other families who are receiving help from HPHA; fair valuation of the land and access to land through donations or discounts from the government or companies; and the association with other cooperating organizations. All of these help us keep costs down.
How does HPHA choose the places to build?
Locations are chosen according to perceived needs, often with the cooperation of another housing organization in association with HPHA.
Together we create projects in a particular area or region of the country, where a housing problem, which can be addressed by HPHA, has been identified.
How is the organization led?
The Civil Association Habitat for Humanity Argentina is governed by an Assembly, through a Board of Directors appointed every 2 years.
The Board of Directors sets forth the policies of the National Organization, sets the strategic plan and supports and monitors the work of the National Director and her staff.
What does "Christian identity" refer to?
Habitat for Humanity is an ecumenical Christian organization. However volunteers, staff and families come from varied communities of faith, or none.
We set aside our differences, and join together in a common vision of a world where all people have adequate housing and where faith in action can make that vision come true.
Do families and/or volunteers have to be Christian?
No. This is not required. Families and volunteers are informed that HPHA is an ecumenical Christian organization, yet it is not necessary to be a Christian, and it is not a requirement for selection or participation.
How is the quality of the constructions guaranteed?
The construction of all housing projects is guaranteed by the Architect, Engineer or Construction Foreman hired by the families.
The work plan must be approved by the professionals, taking into account the fact that family members and volunteers will help with the construction or improvement.
How does Habitat for Humanity's scheme work at an international level, and what is the link with HPHA?
Habitat for Humanity International (HFHI) has an International Board of Directors that sets the policies and controls the operations assisted by a Board of Advisors. HFHI headquarters are based in Georgia, United States.
The Regional Office to which Habitat for Humanity Argentina is responsible is the Office for Latin America and the Caribbean, based in Costa Rica.
Habitat for Humanity Argentina is a Civil Association.
An agreement with Habitat for Humanity International is entered into on an annual basis for the use of its trademark, and an agreement is signed to determine the objectives, goals and budgets in accordance with the minimum standards and requirements set forth by the international organization.
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